Modern insurance policies are complex documents strictly interpreted and often litigated. There are usually more exclusions than coverage. Consumers, including individuals as well as businesses are not normally familiar with the nuances of these documents.

When an insurer disclaims coverage for premises liability, automobile accidents, or environmental issues such as oil spills or contamination, the people involved are often faced with potential judgments and expenses.

At Tracy and Stilwell, P.C. we will make sure that no insurer will avoid its contractual rights to a policy-paying insured. If a person or business in not insured, we will make sure that they have the finest representation in a fair and cost effective manner.